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    • Update Contact Info
    • Contact My Carrier
    • Free Consultation
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  • Insurance
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    • Accident Insurance
    • Dental Insurance
    • Final Expense Insurance
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    • Long Term Care Insurance
  • About
    • Staff Directory >
      • Ray Ghamsari
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    • Client Testimonials
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Critical Illness Insurance

Anyone diagnosed with a critical illness will tell you it can be as difficult financially as it is emotionally. Make sure your family is financially protected in the event of an illness.

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What is Critical Illness Insurance?

Critical illness insurance or critical illness coverage is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.

The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation.

Conditions That May be Covered:

  • Alzheimer's disease
  • blindness
  • deafness
  • kidney failure
  • A major organ transplant
  • multiple sclerosis
  • HIV/AIDS contracted by blood transfusion or during an operation
  • Parkinson's disease
  • paralysis of limb
  • terminal illness

Contact us to learn more about the right critical illness coverage for you.
(714) 454-5589​
1682 Langley Ave
Irvine, CA 92614​
Click Here to Email Us
Critical Illness Insurance Quote
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Licensed in California, Texas, and Massachusetts


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California Diversified Insurance Services
Corporate License #OG53209
Personal Insurance License #0781600
1ST Choice Financial Protection Inc.(Texas Only) Texas License: #919986
Massachusetts License #2036441
1682 Langley Ave
Irvine, CA 92614
(714) 454-5589
​Click Here to Email Us

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