Book An Appointment Now! CLICK HERE!
1st Choice Financial Protection Inc. DBA California Diversified Insurance Service
  • Home
  • Quotes
    • Health Insurance Quote
    • Medicare Quotes >
      • Medicare Supplement Coverage Quote
      • Medicare Advantage Plan Quote
      • Medicare Prescription Drug Plans Quote
    • Life Insurance Quote
    • Annuity Quotes
    • Critical Illness Insurance Quote
    • Dental Insurance Quote
    • Final Expense Insurance Quote
    • Long Term Care Insurance Quote
  • Service
    • Update Contact Info
    • Contact My Carrier
    • Free Consultation
    • Online Documents
  • Insurance
    • Health Insurance
    • Medicare >
      • Medicare Supplement Coverage
      • Medicare Advantage Plans
      • Medicare Prescription Drug Plans
    • Life Insurance
    • Annuities
    • Critical Illness Insurance
    • Accident Insurance
    • Dental Insurance
    • Final Expense Insurance
    • Financial Planning
    • Long Term Care Insurance
  • About
    • Staff Directory >
      • Ray Ghamsari
      • Yolanda Hernandez
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Resources
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Health Insurance Quote
    • Medicare Quotes >
      • Medicare Supplement Coverage Quote
      • Medicare Advantage Plan Quote
      • Medicare Prescription Drug Plans Quote
    • Life Insurance Quote
    • Annuity Quotes
    • Critical Illness Insurance Quote
    • Dental Insurance Quote
    • Final Expense Insurance Quote
    • Long Term Care Insurance Quote
  • Service
    • Update Contact Info
    • Contact My Carrier
    • Free Consultation
    • Online Documents
  • Insurance
    • Health Insurance
    • Medicare >
      • Medicare Supplement Coverage
      • Medicare Advantage Plans
      • Medicare Prescription Drug Plans
    • Life Insurance
    • Annuities
    • Critical Illness Insurance
    • Accident Insurance
    • Dental Insurance
    • Final Expense Insurance
    • Financial Planning
    • Long Term Care Insurance
  • About
    • Staff Directory >
      • Ray Ghamsari
      • Yolanda Hernandez
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Resources
    • Blog
    • News
  • Contact


Annuities

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

get a quote
Contact Us

What is an Annuity?

Annuities are contractually-executed, relatively low-risk investment products; the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future time period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment fund the payments received by the insured, and, compensate the insurer. 

Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date – whichever occurs first. These financial instruments have been used to accumulate funds and provide significant and sudden increases in personal income (via future, lump-sum withdrawals), all while legally avoiding the taxes (e.g., income-, capital gains-, estate-) that would otherwise be assessed on them.

Immediate Annuities vs. Deferred Annuities

An Immediate Annuity is an insurance policy which, in exchange for a sum of money, guarantees that the issuer will make a series of payments. These payments may be either level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives, or even whichever is longer.

A Deferred Annuity is a contract that is chiefly a vehicle for accumulating savings with a view to eventually distribute them either in the manner of an immediate annuity or as a lump-sum payment

Contact us to learn more about the right annuity for you.
(714) 454-5589
1682 Langley Ave
Irvine, CA 92614​
Click Here to Email Us
Annuity Quote
Annuities provide guaranteed income for life

We are licensed in:

  • California 0781600
  • Arizona 687563
  • Oregon 687563
  • Louisiana 687563
  • Michigan 687563
  • North Carolina 687563
  • South Carolina 687563
  • Texas 687563
  • Virginia 687563

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

1st Choice Financial Protection Inc.
DBA California Diversified Insurance Service

Corporate License #OG53209
Personal Insurance License #0781600
​(Texas Only) Texas License: #919986
Massachusetts License #2036441
​
1682 Langley Ave
Irvine, CA 92614
(714) 454-5589 ​
​Click Here to Email Us

Location

Website by InsuranceSplash